The main stone is a Semi-Precious Gemstone (likely Aquamarine or Blue Topaz); the accent stone is likely a Natural Diamond.
The main stone is a Semi-Precious Gemstone (likely Aquamarine or Blue Topaz); the accent stone is likely a Natural Diamond. · Heart Modified Brilliant
Good - The heart shape shows some asymmetry in the lobes and pavilion facets. Cut

Carat
Estimated 1.50 - 2.00 carats for the center stone; 0.02 carats for the accent.
Color
Fancy Light Blue (Center); G-H (Accent Diamond).
Clarity
SI1 - VS2 (Center) based on visible internal reflections; SI1 (Accent).
Shape
Heart Modified Brilliant
Overall Assessment
An attractive fashion jewelry piece featuring a heart-shaped blue gemstone with a small diamond accent in a classic yellow gold setting.
Cut Quality
Good - The heart shape shows some asymmetry in the lobes and pavilion facets.
Brilliance
Moderate - The blue center shows some light leakage (windowing) in the middle.
Fire
Low - These blue gemstones have lower dispersion than typical white diamonds.
Scintillation
Moderate - Larger facet patterns create bold flashes rather than pinfire sparkle.
Proportions
Total depth appears high; table percentage is estimated around 60-65%.
Symmetry
Fair to Good - The cleft of the heart is shallow and the lobes are slightly uneven.
Polish
Good - Surface reflects light cleanly with no major visible scratches at this magnification.
Fluorescence
None observed under daylight conditions.
Inclusions
Feathers and possible liquid inclusions typical of beryl or topaz; minor crystals in the accent diamond.
Blemishes
Minor surface wear on facet junctions (typical of softer gemstones like Aquamarine).
Origin
Likely Brazil if Aquamarine; widely sourced if Blue Topaz.
Treatment Detection
Highly likely heat-treated (to enhance blue color) or irradiated (if Blue Topaz).
Estimated Value
$150 - $400 USD depending on the gold purity and exact stone species.
Certification Estimate
IGI or local gem lab would likely certify as Blue Topaz or Aquamarine.
Investment Potential
Low - This is a decorative jewelry piece rather than a liquid investment stone.
Similar Diamonds
Fancy light blue diamonds would be the closest visual diamond equivalent but significantly more expensive.
Setting Suggestions
Prong set in 14k Yellow Gold; well-suited for a pendant or cocktail ring.
Care & Maintenance
Avoid ultrasonic cleaners if it is Aquamarine; clean with warm soapy water and a soft brush.
Interesting Facts
Heart shapes are symbols of love and are among the most difficult shapes to cut symmetrically.